I've been watching Digimon in subtitled form from the beginning for a while now and I recently began the third season, Digimon Tamers. 

Unfortunately, however the episodes are formatted in such a way that when displayed on a TV (through a BluRay Player with a USB drive) the subtitled get cropped off about halfway from the bottom making them nearly impossible to read. I have a program that was able to reformat them to 16:9 aspect (I think that's Wide Screen) and this helped with the cropping....except.... the subtitles are now so tiny they're difficult to read.... I am able to zoom in on the video but I have to do this again with each episode since they're all separate files and the subtitles can still get cropped off at the sides.... 

Would 4:3 aspect be better?

*UPDATE*

I just tried the 4:3 aspect and it helped but the subtitles are still partially cropped... the only two options left on the program are "Letterbox" and "Pan and Scan" (whatever those imply).
My other option would be to crop a couple of inches from the top of the video and hope that brings up the subtitles...

Suggestions? Anyone know of a good aspect I can manually set them to?

i wanna help but i would need to know more about the video and what it's being played on before i can really say anything for sure.

Well, I did say that I'm paying them on an actual TV through a USB port on a BluRay player, but I honestly couldn't tell you the aspects of the TV, even. It's a flat-screen, but it's a small flat-screen and it does seem to have usual aspects. It an Insignia, if that helps..... ^^; (To be honest, it.... kinda sucks, too. It has a DVD player built into it but the darn thing refuses to read anything now, hence the use of an external player)

The BluRay player is an LG but, again, I can't really seem to see any distinguishing model name or anything like that on it. I did look at some of the aspect setting on the BluRay player's menu, though, and it DID I think have a 16:9 setting and a "Pan and Scan" setting but they were grayed so I couldn't select them which leads me to think it's either for larger TVs or only if you have a special setup, like HDMI.

Run the original download on your computer through Zoom Player Free and see if that helps any.  Zoom Player is an amazingly well-made media player and I like it better than VLC.  Zoom Player should allow you to watch it, though I've never tried running through a USB port on a TV... mind you almost all the stuff I DL to watch is in either .mkv or .xviD format (both of which pretty much nothing will read.)

No, no, no, no. I have no issues with playing it on the computer. They're basic .AVI files so Windows Media Player can handle them no problem, and the subtitles are perfectly legible too but it's just when playing on a TV that I'm having issues. The point of my downloading the episodes was so that I could watch them while I'm stuck on the treadmill, not so that I can watch them on the computer.

have you tried hooking the computer to the tv? that's what i usually do.

I am almost certain that would requite some kind of special chord(s) that I am also almost certain we don't have.... unless I'm just being completely ignorant because I've never done it before.

The thing that's nice about using the USB on the BluRay to play them, though, is that I can switch between the USB or a DVD that's in the tray if/when I need to with just the remote so I don't have to stop to switch disks, etc. I don't know if I've said this before, but I HATE breaking pace when I'm working out.

*UPDATE*

So.... I FINALLY got the aspects on the TV: 720x480 .... but now it makes even less sense why I'm having issues since the videos are 640x480....